Optimizar la ubicación de los activos antes de su asignación

Well, before you do any magic formula, you want to think about asset location. But where the assets sit is really important. So in the United States, we have these tax deferred accounts or the tax advantage account. For example, if you have option with your employer as a 401k, now that's an asset location vehicle. So it gives us a chance to say, well, at this time, am I better off putting that in my 401k so that it grows tax free and I can get matched?

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So it's important for us to figure out if you can actually have a tax strategy. The first idea on a tax strategy is that if you live and work in the gig economy, then it may be worth considering whether it's more beneficial to live in a tax-efficient state, Second is there's some tax-advantaged accounts I call this asset location. It's asset location. Where do you actually put your money? I'm not advising that you do that. You should talk to a financial advisor, however, but if you work with an employer that provides a match to your 401k plan, that makes sense to take the match because…

Money Mistakes That Are Costing You Millions in 2026 · 2026 · comprobar